FHA
Active
27$220,000$44,204 down
- Rate
- 3.85%
6.95%today- Payment
- $898/mo
$1,267today
- 3beds
- 2baths
- 1,004sqft
Bronson, Florida
Assumable homes for salein Bronson, Florida.
2 homes in Bronson carry an existing FHA, VA, or USDA loan you can take over, with locked rates from 3.85%. Assume the seller’s mortgage instead of financing at today’s 7.2%.
Live MLS data · Updated
Bronson assumable market
by the numbers.
2active assumable listings
3.85%lowest locked rate
$192kmedian list price
$259saved per month vs. 7.2%
About the market
Assumable mortgagesin Bronson, explained.
Every number on this page comes from the live MLS feeds UMe indexes for Florida, filtered to Bronson. Updated September 2026.
How assumptions work for buyersBronson, Florida has 2 homes for sale with an assumable mortgage as of September 2026: 2 FHA loans that a qualified buyer can take over at the seller's existing rate instead of financing at today's roughly 7.2%. Rates on active Bronson assumable listings start at 3.85% with a median of 5.29%; 1 listing is under 4% and 1 is under 5%.
The median assumable home in Bronson lists for $192,450, with a median of $35,079 in cash to assume, the gap between the price and the remaining loan balance. At the median assumable rate the principal-and-interest payment is about $910 a month versus $1,169 for the same balance at today's rate, roughly $259 kept every month and $3,112 a year. The most active Bronson ZIP codes are 32621 (2).
UMe confirms the balance, rate, and assumability of each listing with the listing agent before marking it Certified. FHA, VA, and USDA loans are assumable by law, and you do not need to be a veteran to assume a VA loan. Once you are under contract, the loan servicer underwrites you rather than a new lender; most Bronson assumptions close in 45 to 90 days, and UMe tracks the file with the servicer and both agents so nothing stalls.
Verified in Bronson
View all 2 on the map Homes on the marketin Bronson.
FHA
Active
21$199,900$104,836 down
- Rate
- 3.09%
6.95%today- Payment
- $451/mo
$700today
- 3beds
- 2baths
- 1,188sqft
13191 9TH Street, Williston
FHA
Active
57$689,900$410,980 down
- Rate
- 3.22%
6.95%today- Payment
- $1,450/mo
$2,146today
- 4beds
- 3baths
- 3,130sqft
5615 215TH Terrace, Newberry
VA
Active
60$362,500$282,144 down
- Rate
- 3.50%
6.95%today- Payment
- $539/mo
$794today
- 3beds
- 2baths
- 2,330sqft
13076 154TH Street, Archer
FHA
Active
23$159,900$159,900 down
- Rate
- 3.50%
6.95%today- Payment
- $0/mo
- 2beds
- 2baths
- 960sqft
971 134TH Court, Williston
FHA
Active
59$649,000$373,679 down
- Rate
- 3.75%
6.95%today- Payment
- $1,484/mo
$2,120today
- 4beds
- 3baths
- 2,926sqft
5697 215TH Terrace, Newberry
Live MLS collection. Loan balances, payment estimates, and cash-to-assume amounts update with the source listing. Taxes, insurance, HOA, closing costs, and secondary financing may change the final monthly payment.
Inventory snapshot
What’s in the mixin Bronson.
Live counts from the MLS feeds we index for Florida. Updated September 2026.
- Active listings
- 2
- UMe Certified / verified
- 0
- Lowest rate
- 3.85%
- Median rate
- 5.29%
- Median list price
- $192,450
- Median cash to assume
- $35,079
Bronson listings by locked rate
- Under 4%1 home
- 4% – 5%0 homes
- 5% – 6%0 homes
- 6% and up1 home
Bronson listings by loan type
- FHA2 homesmedian 5.29%
FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.
By neighborhood
Assumable homesby Bronson ZIP code.
Each ZIP opens the Bronson map zoomed to its listings, in assumptions mode, with rate and payment filters ready.
Run the Bronson numbers
What an assumable ratedoes to a Bronson payment.
The sliders start at the median Bronson assumable listing: $192,450 list price and a 5.29% existing rate. We compare the payment you would take over against financing the same balance with a new loan at today’s 7.20%. Principal and interest only; taxes, insurance, and HOA dues are the same either way.
The gap between price and balance is the seller’s equity: your cash to assume, or what a second loan can help cover.
Cash to assume (seller’s equity)$35,000
18% of the price. Eligible buyers can start with as little as 5% down using a second loan for the rest.
Your monthly payment if you assume in Bronson
$916/mo
New loan at 7.20%$1,052
Assumed at 5.30%
$916
Every month$136
Over five years$8,152
Interest you never pay$92,89226-year assumed loan vs. a new 30-year loan
Estimates for illustration. The real numbers depend on the loan, the servicer, and your qualification; every Bronson listing on UMe shows the actual balance, rate, and payment.
How it works in Bronson
How to assumea mortgage in Bronson.
You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written. Four steps, and UMe owns the hard one.
Start with pre-qualification- 01
Find a Bronson home with a locked rate.
Every listing on this page carries an existing FHA, VA, or USDA loan. Filter the Bronson map by existing rate, monthly payment, or cash to assume instead of by list price alone.
- 02
Cover the seller’s equity.
You pay the seller the difference between the price and the remaining balance, a median of $35,079 in Bronson today. Cash, a second loan, or seller financing can bridge it.
- 03
Qualify with the servicer, not a new lender.
The current loan servicer reviews your credit, income, and debt just like a lender would. UMe prepares the file, works the servicer directly, and chases every follow-up so the 45-to-90-day timeline holds.
- 04
Close and keep the rate.
The seller’s balance, rate, and remaining term become yours. No points, no origination fee, no reset to 30 years, and a Bronson payment written in a different decade.
Bronson questions
Assuming a mortgagein Bronson.
The numbers below come from current Bronson inventory and update as listings change.
All assumption FAQsHow many assumable homes are for sale in Bronson?
As of September 2026, UMe tracks 2 active assumable listings in Bronson. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.
What types of assumable loans are available in Bronson?
Current Bronson inventory breaks down as FHA (2, median 5.29%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.
What is the lowest assumable mortgage rate in Bronson?
The lowest rate on an active Bronson assumable listing is 3.85%, and the median across all 2 listings is 5.29%. 1 listing is under 4% and 1 is under 5%, compared with roughly 7.2% for a new 30-year loan today.
How much can I save with a mortgage assumption in Bronson?
Across current Bronson listings, the median principal-and-interest payment on the assumable loan is $910 per month versus $1,169 for the same balance at today's rates, a difference of about $259 every month, or $3,112 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.
How much money do I need to assume a home in Bronson?
When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In Bronson that gap is currently a median of $35,079 on a median list price of $192,450. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.
Which Bronson ZIP codes have the most assumable homes?
The Bronson ZIP codes with the most active assumable listings are 32621 (2). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.
How long does a mortgage assumption take in Bronson?
Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.
Nearby markets
All of Florida More assumable homesin Florida.
Ready when you are
Stop overpaying for Bronson.The rate is already on the house.
Every listing on the Bronson map has a rate you can take over. Start with the ones in Bronson, get pre-qualified in minutes, and let UMe carry the assumption to closing.
